Loan Lock Home Loans: Pre-Approved for Your Dream Home.

Initial Consultation

Schedule a consultation with anLoan Lock Home Loans loan officer to discuss your financial situation, homeownership goals, and mortgage options.

Documentation Gathering

Gather necessary financial documents, including proof of income, employment verification, bank statements, and tax returns, to support your mortgage application.

Credit Check

Ameritrust-Mortgage will conduct a credit check to assess your creditworthiness and determine your eligibility for a mortgage loan.

Pre-Approval Application

Complete a mortgage pre-approval application withLoan Lock Home Loans, providing accurate and thorough information about your financial history and assets.

Verification Process

Ameritrust-Mortgage will verify the information provided in your application, including income, employment, and credit history, to ensure accuracy and compliance with lending requirements.

Pre-Approval Decision

Upon completion of the verification process,Loan Lock Home Loans will issue a pre-approval letter indicating the maximum loan amount you qualify for based on your financial profile.

Consultation and Guidance

Meet with yourLoan Lock Home Loans loan officer to review the pre-approval letter, discuss loan options, and address any questions or concerns you may have about the mortgage process.

Home Search

Armed with your pre-approval letter, begin your home search with confidence, knowing your budget and the maximum loan amount you're qualified for withLoan Lock Home Loans.

Final Loan Approval

Once you've found the perfect home and submitted an offer,Loan Lock Home Loans will finalize the loan approval process, including appraisal and underwriting, to secure financing for your purchase.