The necessary steps and documentation for a mortgage loan application:
Government-Issued Photo ID
Social Security Number
Current Residential Address
Contact Information
Recent Pay Stubs (last 30 Days)
W-2 Forms (last 2 Years)
Proof of Additional Income
Last 2 Months Statement for all Accounts
Statements for Investment Account
Lender will pull your Credit Report
Employer's Contact Details
If Self Employed - 2 Years Tax Returns
Real Estate Agent Contact (if working with someone)
Address and Details of the Property you want.
Type of Mortgage
Desired Loan Ammount
Divorce Decree (if applicable)
Bankruptcy/Foreclosure Paperwork (if applicable)
Gift Letters
Rental History
Our Loan Application Checklist is your key to securing the lowest mortgage rates in the nation and accessing special loan programs tailored to your unique situation. We've simplified the process, so you can focus on your dream home, not the paperwork. Whether you're a first-time buyer or looking to refinance, LoanLock is your trusted partner. Let's make your homeownership dreams a reality. Call us today or fill out an application – we're here to help you thrive.
FAQs for first-time home buyers, providing clear and concise answers to common queries:
Phone: 714-814-2125
Address: 6 Hutton Centre Drive,
Suite 1030, Santa Ana,CA92707
How Much Home Equity Can (or should) I Borrow?
How Much Home Equity Can (or should) I Borrow?
Phone: 714-814-2125
Address: 6 Hutton Centre Drive,
Suite 1030, Santa Ana,CA92707
Legal Disclaimer
Loan Lock Home Loans NMLS# 390320 is the Luxury Division of Loan Lock, NMLS# 237507, located at 6 Hutton Centre Drive Suite 1030, Santa Ana, CA 92707 does not provide legal, tax, or financial advice or guidance and is not associated with any government agency. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply. All approvals are subject to underwriting guidelines and minimum credit requirements. Not all loans or products are available in all states. As a result of refinancing, your total finance charges may be higher over the life of the loan. Minimum and maximum loan amounts apply. For current licensure information, please visit: www.nmlsconsumeraccess.org.