How LoanLock Can Lower Your Interest Rates:
Your Path to Affordable Homeownership
Choosing LoanLock means tapping into some of the nation's lowest interest rates and best loan programs, tailored to suit every borrowing scenario. Whether you're a first-time homebuyer, looking to refinance, or invest in property, we’ve got you covered. Here's how LoanLock makes your journey to lower interest rates straightforward and beneficial
Customized Loan Programs
• Tailored Options: Offering a variety of loan programs designed to meet your specific needs, whether you're buying your first home, refinancing, or investing.
• Competitive Rates: Our rates are among the lowest in the nation, making your loan more affordable.
First-Time Home Buyer Specials
• Specialized Rates: Exclusive loan programs with special rates for first-time homebuyers.
• Guided Process: Simplified, step-by-step guidance tailored to newcomers in the housing market.
Refinancing Made Easy
• Reducing Payments: Refinance your existing mortgage to take advantage of our lower rates, resulting in reduced monthly payments.
• Flexible Terms: Options to adjust the length of your mortgage term to fit your financial goals.
Investment Property Financing
• Investor-Friendly Rates: Competitive rates for investment properties, maximizing your return on investment.
• Diverse Loan Options: A range of products to suit different types of investment properties.
Credit Score Optimization
• Credit Counseling: Assistance in understanding and improving your credit score for better rate eligibility.
• Rate Impact: Clear information on how your credit score affects your loan rate and how to enhance it.
Seamless Application Process
• Streamlined Procedures: A hassle-free application process that saves you time and effort.
• Personalized Assistance: Dedicated loan experts to walk you through every step and answer all your questions.
Market-Leading Interest Rates
• Staying Competitive: Constantly monitoring the market to ensure our rates are among the most attractive.
• Rate Lock Options: Providing rate lock solutions to secure your rate amidst fluctuating market conditions.
Transparency and Trust
• No Hidden Fees: Clear, upfront information about all costs involved.
• Honest Advice: Providing honest, straightforward financial advice to help you make the best decisions.
LoanLock is not just a Mortgage Bank, but we are your trusted Financial Partner.
At LoanLock, we don’t just offer loans; we offer pathways to achieving your homeownership dreams. Our commitment to low-interest rates and personalized loan programs means we're more than a lender – we're your partner in shaping a brighter financial future. Let LoanLock unlock the door to affordable and responsible homeownership for you.
Five commons
Home Buying Myths
01
I Do Not need 20% down to buy a home.
02
I Do Not need perfect credit to buy a home.
03
I Do need a dedicated Loan Agent.
04
A 30-year, fixed-rate mortgage is not always the best.
05
Buying a home is always better than renting.
06
Ask a Loan Office to compare FHA vs Conventional.
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Can Loan Lock
give my Pre-approval Today?
01
I need to know how much I can qualify for
02
What is the difference between Pre-qualify and Pre-approval?
03
Can Loan Lock give me a Pre-approval today?
04
Can I lock my rate with my Pre-approval?
05
Can Pre-approval expedite my loan process?
06
I want Loan Lock to start my Pre-approval.
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Revitalize your financial future
Refinance today
01
I Do need to take cash-out for home renovation.
02
I Do need to lower my monthly mortgage payments.
03
I Do Not always need substantial equity for refinancing.
04
I Do Not have to have perfect credit for a successful refinance.
05
I Doneed expert loan advice to process the loan.
06
I Dohave other options than a 30-year fixed-rate mortgage.
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Unlock Your Dream Home with
LoanLock's Diverse Loan Program
01
Do I need 20% & up for the down payment
02
Can I get Assets Depletion loans available?
03
Can I get a loan if I’m self-employed – 1099 Loans?
04
Can I get a Bank Statement Loan with 660+ credits?
05
Can I get No Ratio DSCR Loans?
06
Can I get a loan up to 6.25 MM with 680+ FICO?
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Frequently Asked Questions
FAQs for first-time home buyers, providing clear and concise answers to common queries:
NMLS# 390320
NMLS# 237507
- Contact Us |
- Locations
714-814-2125 
6 Hutton Centre Drive,Suite 1030, Santa Ana,CA92707
Business Hours Monday - Friday 8:00 AM to 5:00 PM PST
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Phone: 714-814-2125
Address: 6 Hutton Centre Drive,
Suite 1030, Santa Ana,CA92707
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Homeownership Insights
How Much Home Equity Can (or should) I Borrow?
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Phone: 714-814-2125
Address: 6 Hutton Centre Drive,
Suite 1030, Santa Ana,CA92707
Legal Disclaimer
Loan Lock Home Loans NMLS# 390320 is the Luxury Division of Loan Lock, NMLS# 237507, located at 6 Hutton Centre Drive Suite 1030, Santa Ana, CA 92707 does not provide legal, tax, or financial advice or guidance and is not associated with any government agency. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply. All approvals are subject to underwriting guidelines and minimum credit requirements. Not all loans or products are available in all states. As a result of refinancing, your total finance charges may be higher over the life of the loan. Minimum and maximum loan amounts apply. For current licensure information, please visit: www.nmlsconsumeraccess.org.