Our Loan Programs
5 - 8 UNIT
MIXED USE DSCR- •660+ FICO
- •Min. DSCR 1.00
- •Loans to $2MM
- •Interest-Only Available
- •5-8 Units Allowed
- •$1M Max Cash-Out
- •Mixed Use Limited to Retail/ Office
1099
Loans- •Credit Score Start at 660
- •Loans to $ 4MM
- •55% Max DTI (Primary)
- •LTV to 90%
- •Unlimited Cash Out
- •Non-Warrantable Condos
- •Condotels OK
Bank Statement Loans
- •Credit Score-660
- •Loans upto $ 4MM
- •LTV to 90%
- •55% Max DTI (Primary)
- •Unlimited Cash Out
- •Non-Warrantable Condos
- •Condotels OK
CALHAF - Home
Assistance DPA- Credit Scores - 680
- LTV to 97%
- MI Required
- Loans to 3% of the Appraised Value
- Secondary Financing to accompany a CalFHA
- Mortgage
- First - Time Home Buyer Opportunity
Blanket DSCR
Loans- 680+ FICO
- LTV* to 80%
- Fixed Loan
- Min. DSCR is 1.0
- Loans to $6.25MM
- Multiple Properties
- Min. 2 and Max 25 Properties Allowed
- Purchase, Rate & Term,
- Cash-Out Allowed
- Investor Opportunity
ITIN
Loans- Credit Scores - 680
- LTV to 97%
- MI Required
- Loans to 3% of the Appraised Value
- Secondary Financing to accompany a CalFHA
- Mortgage
- First - Time Home Buyer Opportunity
NMLS# 390320
NMLS# 237507
- Contact Us |
- Locations
714-814-2125 
6 Hutton Centre Drive,Suite 1030, Santa Ana,CA92707
Business Hours Monday - Friday 8:00 AM to 5:00 PM PST
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Phone: 714-814-2125
Address: 6 Hutton Centre Drive,
Suite 1030, Santa Ana,CA92707
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Phone: 714-814-2125
Address: 6 Hutton Centre Drive,
Suite 1030, Santa Ana,CA92707
Legal Disclaimer
Loan Lock Home Loans NMLS# 390320 is the Luxury Division of Loan Lock, NMLS# 237507, located at 6 Hutton Centre Drive Suite 1030, Santa Ana, CA 92707 does not provide legal, tax, or financial advice or guidance and is not associated with any government agency. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply. All approvals are subject to underwriting guidelines and minimum credit requirements. Not all loans or products are available in all states. As a result of refinancing, your total finance charges may be higher over the life of the loan. Minimum and maximum loan amounts apply. For current licensure information, please visit: www.nmlsconsumeraccess.org.